Are You Ready to Build Wealth?

Majority of people get up, go to work, come home, spend a few hours with family before going to bed. They collect their pay cheque, save money in certain bank accounts that generate a passive income, and purchase Registered Retirement Savings Plans (RRSPs). This is repeated until they reach 60, at which they draw from for retirement.

The harsh reality which is evermore evident after the pandemic is that every year the prices of things cost more, but your wage will remain the same. This means the value of the money you earned today decreases in value tomorrow. This has continued for generations and will continue to occur. Your only option to get ahead of this or limit the negative effects of this, is to purchase income generating assets that appreciate quicker than inflation.

The below simplified example demonstrates how a $100,000 investment is either positively or negatively affected over a 10 year period due to inflation.

ROI ($) vs Investment Types

Illustrates how the money invested minus the money drawn for various types of investments performs due to inflation.

Buy as Many Assets as You can and Hold Them as Long as You can!

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Buy as Many Assets as You can and Hold Them as Long as You can! 〰️

Types of Real Estate Investments

Single Family Homes

Advantages:

  • Easier to source

  • Painless to sell, due to more buyers in this asset class

Disadvantages:

  • Vacancy issues (full or empty)

  • Mortgage Qualification on multiple

  • Comparables dictate Prices

  • Costly to manage per property

Residential Multifamily

Advantages:

  • Comparables and/or income dictate Prices

  • Lower cost per unit

  • Usually some Cash Flow or Income

  • Less Vacancy (full or half empty)

Disadvantages:

  • Very few on the Market

  • Costly to manage per Unit

  • Less buyers than Single Family

  • Mortgage Qualification on multiple

Apartment Buildings

Advantages:

  • Income or Future Income dictates Prices

  • Good Cash Flow or Income

  • Mortgage Qualification Unlimited

  • Low Vacancy

  • Low Cost to manage per Unit

Disadvantages:

  • Very High upfront Costs

  • Large Down payment

  • Large Cash Reserve required

  • Decent properties hard to find

Based on your strategy, risk tolerance, and goals, the correct asset class must be chosen!

Why we Invest in the Sarnia, Ontario area

 

  • Multiple industries: Petrochemical, Biochemical, Retail, Health Care and Manufacturing

  • Wide range of housing options and opportunities including multifamily properties

  • Minutes to the US border

  • Various Canadian markets within reach

  • Biggest Canadian city situated on Lake Huron

Why we Invest in the Edmonton, Alberta area

 

  • Multiple industries: Technology & Innovation, Energy & Sustainability, Health & Life Sciences and Advanced Manufacturing

  • Wide range of housing options and opportunities including multifamily properties

  • High income jobs and very low cost of living, creates opportunities

  • Fifth largest Canadian city and is Alberta's Capital City

  • Alberta consistently has one of the highest Migration

Looking for Passive Investment Opportunities?

Do you prefer the benefits of real estate investing without the investment of your time?

The Fray Real Estate Investor…

  1. Values the Gift of Time

  2. Has Peace of Mind

  3. Has the Freedom to Pursue What Matters

  4. Values Providing People with Clean, Safe Housing

  5. Values Improving Neighborhoods

Fray Real Estate is Here For You

If this interests you, connect with Fraser regarding potential opportunities or how you can contribute.